The benefits of online lending are huge. For the first time in history, the internet has given borrowers and investors the ability to come together through online marketplaces. And since it is without branches or vaults, a marketplace like Prosper is able to operate at a much lower cost than a bank.
As a result, one drawback is the online-only feel of this lending. Most investors have not seen or interacted with the people behind these companies. Investors log into Prosper.com, review their figures, and go about their day without ever interacting with the company firsthand.
But Prosper is not a number on a page. Quite the opposite! Based in San Francisco, Prosper is actually a vibrant team of 240 people who work hard every day to make this lending as consistent and rewarding as possible. This is a company that is steeped in conversation, seasoned with laughter, and pulling long hours to make their customers happy.
Last month, LendingMemo had the chance to capture an afternoon at Prosper. My hope is that these photos might make your investment a little more real, and as a result, a more trustworthy recipient of your excess cash.
The Spaces and Faces of Prosper.com
Download HD photoset (2000px wide photos; 4MB ZIP file)