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Peer to peer loan calculator for Lending Club & Prosper

This loan calculator, also known as an amortization scheduler, lets you see your monthly loan payments at Lending Club and Prosper, the two largest peer to peer loan companies in the United States. If you’re getting a loan, it is a good idea to check your rate with both companies and then use the tool below to see which payment is better for you.

Loans up to $35,000

Check your rate at both, go with the lower rate.

Check Your Rate
Check Your Rate

Won’t hurt your credit score.

The calculator shows lots of information, such as the size of your loan payment or how much of each payment goes to paying down principal versus interest. Just enter your info and click ‘Calculate’!

Lending Club & Prosper Loan Calculator
Loan amount:
$
Term:
3 years 5 years
Interest rate:
%
Start date:
Monthly payment:
Total repayment:
Total interest paid:
Last payment:

Date Payment Principal Interest Remaining

INTEREST RATES

Peer to peer loan vs. credit card

Excellent credit

7%

P2P LOAN

8.4%

CREDIT CARD

Good credit

8-16%

P2P LOAN

16.7%

CREDIT CARD

Fair credit

17-36%

P2P LOAN

23-35%

CREDIT CARD

LendingMemo Media is affiliated with both Lending Club and Prosper. See disclosure.

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featured articles

What is a peer to peer loan?
Review: How I got a loan through Lending Club
Review: How I got a loan through Prosper
Lending Club vs. Prosper for borrowers
Loan calculator for Lending Club and Prosper

Check your rate at Prosper

Peer to peer lending made easy.

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NOTE: all content is for information purposes only and is not investment advice. Terms of Service · Privacy Policy · Affiliate Disclosure
© 2026 LendingMemo Media LLC // 217 E 24th St Ste 102P - Holland, MI 49423

Out of date

Hello dear visitor! This site used to be active but today is no longer being maintained. While some of the writing may be still enjoyable these years later, please do not rely on this site for current borrowing or lending information.

Simon Cunningham — January 2026