Peer to peer lending is an interesting breakthrough in American finance. Where banks have struggled and often failed to provide personal credit in a way that could scale nationwide, companies like Lending Club and Prosper are taking advantage of technology to approach lending at the lowest cost in history, enabling a brand new industry to emerge.
Cited by major press (CNBC, Marketwatch, Yahoo Finance) for its lending education, our main purpose at LendingMemo is to help you discover and navigate lending and borrowing money online. Begin by taking our free peer to peer investing video course, download our ebook, or just begin reading a few interesting articles.
Simon Cunningham is the voice behind LendingMemo. Based in Grand Rapids, Michigan he has been an investor in peer to peer lending since 2011, culminating in him being invited to the floor of the New York Stock Exchange in 2014 by Lending Club for their IPO. He is a graduate from Calvin College, focusing on statistical approaches to measuring altruism. Cunningham is a critic of immense technological change that is sweeping upon the Western world, and is eager to help people navigate modern technology in as healthy and responsible a manner as possible.
Email: simon @ lendingmemo.com
Simon’s greatest hits
- Why Wells Fargo is Terrified of P2P Lending
- Why Peer to Peer Lending is Beautiful
- P2P Lending: Why You Need a New Uncorrelated Asset Class
- How Lending Club and Prosper Fit with Stocks and Bonds
- The Joy of Redlining: Why I Don’t Lend to Florida
- The Intrinsic Humanity of the Online Lending Revolution
- This Investment has 20 Years of Positive Returns
- The Hidden World of Peer to Peer High-Speed Investing
- Interest Rates at Lending Club Keep Dropping