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Video Guide to P2P Lending > Basics > Peer to Peer Lending Risks
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Peer to Peer Lending Risks

While sites like LendingMemo are often aglow with the benefits offered by peer to peer lending, we also need to be honest that there are real risks as well. In this whiteboard video, we examine all the risks at once, focusing on the biggest risk of experiencing excess borrower defaults.

 

Course Navigation

Basics

Peer to Peer Lending Defined(6:24)

Peer to Peer Lending Benefits(7:55)

Peer to Peer Lending Risks(6:14)

P2P Lending Investing Approaches(9:31)

Lending Club

Introduction to Lending Club(8:39)

Investing on Lending Club(9:34)

Maintaining Your Account(9:24)

Strategy

6 Ways to Increase Returns(7:22)

Introduction to Filtering Loans(6:48)

Building a P2P Lending Filter(12:19)

Peer to peer lending made easy.

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Out of date

Hello dear visitor! This site used to be active but today is no longer being maintained. While some of the writing may be still enjoyable these years later, please do not rely on this site for current borrowing or lending information.

Simon Cunningham — January 2026