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Discover-Personal-Loans

January 28, 2014 in Borrower Help

Discover Personal Loans? 5 Reasons why Prosper is Better

For people who are looking for a loan, Discover can seem like a good option.…

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Bad-Credit-Peer-to-Peer-Loan

January 20, 2014 in Borrower Help

Debt Consolidation Loan? 5 Reasons to use Lending Club

One of the most difficult things that happens to us in life is taking on…

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Lending-Club-Beat-Credit-Card

January 13, 2014 in Borrower Help

Credit cards vs Lending Club loans: 5 great reasons

There are times in all of our lives where we need extra money. For example,…

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Lending-Club-Pay-Day-Loans

January 4, 2014 in Borrower Help

5 Reasons to get a Lending Club Loan over a Payday Loan

All of us have had times in our lives when we did not have enough…

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Lending-Club-Scam-or-Legit

May 6, 2013 in Borrower Help

Is Lending Club a Scam? 8 Reasons it’s Safe for a Loan

Lending Club says it offers great low rates on loans, but how can you trust…

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INTEREST RATES

Peer to peer loan vs. credit card

Excellent credit

7%

P2P LOAN

8.4%

CREDIT CARD

Good credit

8-16%

P2P LOAN

16.7%

CREDIT CARD

Fair credit

17-36%

P2P LOAN

23-35%

CREDIT CARD

LendingMemo Media is affiliated with both Lending Club and Prosper. See disclosure.

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Out of date

Hello dear visitor! This site used to be active but today is no longer being maintained. While some of the writing may be still enjoyable these years later, please do not rely on this site for current borrowing or lending information.

Simon Cunningham — January 2026