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Featured Article

The End: A Reflection on the History of LendingMemo

by Simon Cunningham

P2P-Lending-Economic-Recession-Performance

May 27, 2015 in Editorials

How will p2p lending perform in an economic recession?

In late 2007, a panic struck the the United States. Mortgage-backed securities, which had become…

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Lending-Club-Average-Interest-Rate-Return

May 15, 2015 in Editorials

Investor returns at Lending Club are going down. What’s going on?

Over the weekend Lending Club released its loan data for the first quarter of 2015.…

23 Shares 0

May 1, 2015 in Editorials

You need an uncorrelated asset class like p2p lending

Funds like the S&P500 and VTI are a decent yardstick of the entire US economy,…

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Problems-in-Peer-Lending

April 3, 2015 in Editorials

7 problems that keep p2p lending a niche investment

It's probably pretty obvious to visitors of this site that I'm a fan of lending…

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Lending Club Headquarter Photos

March 6, 2015 in Editorials

Check out this beautiful photography of Lending Club

The benefits of lending money online are huge. For the first time in history, the…

2 Shares 0
Prosper Marketplace Headquarters

March 2, 2015 in Editorials

A few beautiful photos of Prosper Marketplace

The benefits of online lending are huge. For the first time in history, the internet…

116 Shares 0
Thanksgiving-2014

November 20, 2014 in Editorials

On peer to peer lending and Thanksgiving

Thanksgiving is my favorite holiday. This is because it alone is a day where our…

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LendingClub-Cuts-Data-in-Half

November 14, 2014 in Editorials

Cutting open data 50%, Lending Club may lose main fans

With their IPO right around the corner, much has been happening at Lending Club. Yesterday…

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Twenty-Years-of-Positive-Returns

October 31, 2014 in Editorials

Peer lending has a 20 year positive return (sort of)

I was recently interviewed by Joshua Sheats for the Radical Personal Finance podcast. Josh is…

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Out of date

Hello dear visitor! This site used to be active but today is no longer being maintained. While some of the writing may be still enjoyable these years later, please do not rely on this site for current borrowing or lending information.

Simon Cunningham — January 2026