The benefits of lending money online are huge. For the first time in history, the internet has given borrowers and investors the ability to come together through online marketplaces. And since it is without branches or vaults, a marketplace like Lending Club is able to operate at a much lower cost than a bank.
As a result, one drawback is the online-only feel of this lending. Most investors have not seen or interacted with the people behind these companies. Investors log into LendingClub.com, review their figures, and go about their day without ever interacting with the company firsthand.
But they are not just a number on a page. Quite the opposite! Based in San Francisco, Lending Club is actually a thriving team of 840 people who work hard every day to make this lending as consistent and rewarding as possible. This is a company that is driven by their mission, palpably warm in character, and pulling long hours to make their customers happy.
Last month, LendingMemo had the chance to capture an afternoon at Lending Club. My hope is that these photos might make your investment a little more real, and as a result, a more trustworthy recipient of your excess cash.
The Spaces and Faces of LendingClub.com
Download HD photoset (2000px wide photos, 6mb ZIP file)