Consumer credit: The awesome asset class of p2p lending
Today I want to emphasize a particular benefit of peer to peer lending: its ability…

in Editorials
Today I want to emphasize a particular benefit of peer to peer lending: its ability…

in Editorials
We talk a lot on this website about how to increase returns and lower defaults,…

in Editorials
Last week we ran a reader survey asking people for the various reasons they are…

in Editorials
Continued from part 1 & part 2 When I began lending, I enjoyed it for…

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There are a few forces on the face of this big blue Earth which cannot…

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This is continued from part 1. Returning from living in Kenya introduced me to this…

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It is hard for me to believe that, for most of my life, I never…

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It is unfortunate that you will probably never read this letter. Lending Club appropriately scrubbed…

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I want to make sure that, as Lending Memo gets going, we take a moment…

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Peer to peer lending is on a course to shake the foundations of human society.…
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Simon Cunningham — January 2026