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Featured Article

The End: A Reflection on the History of LendingMemo

by Simon Cunningham

Lending Club Prosper 2015 Q2

July 17, 2015 in My P2P Lending Returns

My returns at Lending Club & Prosper for Q2 2015

To encourage more people to start investing, each quarter I post the current state of…

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LendingRobot-Review

July 10, 2015 in P2P Lending Strategy

Algorithm investing – Part 2: A review of LendingRobot

As described in part 1, any future of boosting returns through finding higher performing loans…

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Sell-Issued-LendingClub-Notes-Folio

June 5, 2015 in P2P Lending Strategy

Boost your LendingClub return by selling newly issued notes on Folio

Peer to peer lending can be both an active or a passive investment. On the…

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P2P-Lending-Economic-Recession-Performance

May 27, 2015 in Editorials

How will p2p lending perform in an economic recession?

In late 2007, a panic struck the the United States. Mortgage-backed securities, which had become…

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May 20, 2015 in P2P Lending Strategy

My personal filters for Lending Club and Prosper in 2015

Perhaps the most interesting part of peer to peer lending has to do with the…

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Lending-Club-Average-Interest-Rate-Return

May 15, 2015 in Editorials

Investor returns at Lending Club are going down. What’s going on?

Over the weekend Lending Club released its loan data for the first quarter of 2015.…

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Peer-to-Peer-Lending-Sites

May 8, 2015 in P2P Lending Basics

Peer to peer lending sites – An exhaustive review

Many people like peer to peer lending for its low loan rates. Others celebrate its…

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May 1, 2015 in Editorials

You need an uncorrelated asset class like p2p lending

Funds like the S&P500 and VTI are a decent yardstick of the entire US economy,…

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April 24, 2015 in P2P Lending Strategy

How to invest with a Folio trading account at Lending Club

Many people get excited about peer to peer lending, but when they try to open…

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Review of Lending Club for new investors
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Lending Club vs. Prosper: Know the differences
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Out of date

Hello dear visitor! This site used to be active but today is no longer being maintained. While some of the writing may be still enjoyable these years later, please do not rely on this site for current borrowing or lending information.

Simon Cunningham — January 2026